This paper summarises Bitkom’s key priorities for strengthening Europe’s digital finance ecosystem. It argues that Europe has established a strong regulatory foundation and should now focus on implementation and scaling.
Covering digital payments, digital capital markets and the scaling of European solutions, the paper highlights the need for implementation stability, an evolution-not-revolution approach to DLT, tokenisation and programmable money, and open, resilient markets supported by interoperability, supervisory convergence and a level playing field.